Monday, July 30, 2012

Wedding ? Say What You Mean and Mean What You Say | Arty Apt

Quick, without having considering as well hard, what?s probably the most crucial part of a wedding?

If you stated the dress, the gifts, the party or the romance of tying the knot with an individual who will make you pleased forever, please reconsider owning married? you?re generating it for all of the wrong reasons. If you believe probably the most significant part is making a public statement of commitment, you?re on the appropriate track. But although your public statement is surely significant, it?s not practically as meaningful or as binding as your vows.

Most of us who have been around the block a few times with relationships are aware that promises are created to become broken. Pledging unconditional adore and sexual faithfulness is often a charming notion, but divorce statistics and human history prove that it?s impractical and unrealistic to hang our happiness on these kinds of things.

The words you say to each other during the ceremony express the essence of the relationship and nature of your commitment. Lengthy right after the wedding becomes a faded memory, the marriage even now stands being a day-to-day reminder of the reason you had the wedding within the first place. If you believe wedding vows are a quaint custom that is required in a wedding ceremony but doesn?t have any genuine value, then there?s no reason to continue reading this article. But in case you take the idea of vows seriously, then you should be mindful of exactly what it is that you promise to a single another.

Here are several guidelines:

. Don?t vow anything that predicts the future, for instance staying together forever or remaining sexually monogamous for your sleep of the life. These vows may make sense if you?re in your 50s, but if you?re inside your 20s or 30s, you?ve no idea exactly where life is going to lead you, and you will be just as most likely to acquire an affair or get divorced as you happen to be to stay together for life. It?s not a promise you are able to necessarily hold or guarantee.

. Please don?t promise that you?ll love every other ?unconditionally.? The fact is which you HAVE conditions? a lot of them. If you expect your partner to jobs for a living, that?s a condition. Should you expect monogamy, that?s a condition too. In case you expect communication, cooperation and participation in loved ones life, these as well are conditions. Without the need of them, you?d expect absolutely nothing from the partner, exactly where situation there?s no factor in acquiring vows at all. So please, eat the word ?unconditional? out of one?s vocabulary. The only 1 who loves you that way is your dog, and even he will leave should you stop feeding him.

. Instead, vow being honor and value the marriage, to support every other inside your endeavors (but beware, this a single is fraught with problems too), to become truthful in your communications, to jobs through issues instead of run from them, and to share housework, childcare and income-producing as both as possible. They?re the forms of vows that will effortlessly be kept, and they are able to always be re-negotiated at a later date if need be.

. Don?t forget to include non-traditional vows. Are there young children from previous marriages? If so, take into account for instance the little ones inside the ceremony and creating particular vows to exchange with them. You possibly can even include vows for the community, your family, your spirituality or your political ideals.

Keep it practical. Preserve in do-able. This isn?t a fairy tale. This is real life, and also the additional realistic you are whenever you make your wedding vows, the additional conscious and truthful that commitment will be.

Jason Fox is the author of Skinny Sexy Bride, the ultimate fat loss plan for busy brides-to-be. With 6 simple food rules and only 1 hour of workouts per week, Skinny Sexy Bride produces lean physiques in no time. Busy brides can now lose inches and still get their wedding errands done!

Source: http://artyapt.com/blog/wedding-say-what-you-mean-and-mean-what-you-say/

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Sunday, July 29, 2012

Rick Ross Hustles In New Orleans For 'Hold Me Back' Video

Rozay will premiere the clip on MTV 2's 'Sucker Free' on Sunday at 11 a.m.
By Rob Markman, with reporting by Sway Calloway


Rick Ross
Photo: Michael Buckner/ Getty Images

Source: http://www.mtv.com/news/articles/1690704/rick-ross-hold-me-back-video-new-orleans.jhtml

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How to Build Deep Core Strength ? Yoga ... - Detox and Cleansing

Become strong and toned. Detox and get healthy. Funky Town. You don?t wanna go here. You may never come back. What the yogis call Udhyana Bandha is your passport to a whole new world. Suck it up. www.kikiflynn.com Welcome to Kiki Says, the channel for Kiki Flynn, Kimberly Flynn, a natural health and yoga expert with 30 years experience. Kiki believes that yoga, natural health, and natural beauty routines build health, confidence, and mental clarity as well as reduce stress. Choosing natural methods means we are less dependent on medicines, and reduce our exposure to toxins and chemicals that can cause poor health. Feel great, look great while feeling calm and energetic. Improve your sleep, fitness level, heal injuries, lose weight, get toned, and feel happy and at ease in relationships. All this and more with yoga shared with Kiki Says sense of humor and down-to-earth personality. Kiki travelled to India 12 times over a 15-year period to study with Sri K Pattabhi Jois of Ashtanga Yoga. She also studies the health and philosophy systems that support yoga including Ayurveda, Sanskrit, and the Yoga Sutras. Kiki shares the secrets she taught to Hollywood?s stars. Superstar Madonna called Kiki, the sexiest yoga teacher in the world. In addition to teaching therapeutic yoga, Mysore Yoga and Ashtanga Yoga, she has taught some of Hollwyood?s most beautiful and influential individuals. She was also one of Jivamukti Yoga?s first students and teachers. Please watch, share and ?
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Source: http://www.detoxandcleansing.com/how-to-build-deep-core-strength-yoga-secrets-for-everyone/

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Snoop Dogg denied Norway entry for 2 years for pot

OSLO, Norway (AP) ? A lawyer representing Snoop Dogg says the American rapper has been banned from entering Norway for two years after trying to enter the country with a small amount of marijuana last month.

Holger Hagesaeter, the rapper's legal representative in Norway, told The Associated Press on Saturday that his client "can live with the decision" and has no immediate plans to appeal it.

Snoop Dogg, whose name is Calvin Broadus, was on his way to a music festival in southern Norway in June when sniffer dogs detected eight grams of marijuana in his luggage. He was also carrying more cash than is legally allowed and was fined 52,000 kroner ($8,600) after admitting to the two offenses, the lawyer said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2012-07-28-Norway-Snoop%20Dogg/id-059c7eae8f4e4243b6d66cb4d6835e8e

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Saturday, July 28, 2012

Online poker fans ready to deal - Public Gaming Research Institute ...

The?Obama administration may have called off the game more than a year ago, but the nation?s poker partisans are still looking for a deal.

Card sharks are ramping up pressure on the?federal government to remove a cloud of uncertainty hanging over Internet poker, caused by a patchwork of federal laws that has left the game in a state of limbo in the U.S.

?There?s a significant reason to believe?Congress should do something this year. It?s our No. 1 priority, that there are strong consumer protections, so our members can go to a site that is safe and secure, and they can deposit their money and get it back when they want it. Those things aren?t guaranteed right now,? said?John Pappas, executive director of the?Poker Players Alliance, a group with more than 1 million members lobbying lawmakers to tackle the issue.

In April 2011, the?U.S. Department of Justice brought fraud and other charges against three major online-poker services, accusing them of systematically bilking their members out of millions of dollars.

On Thursday, a U.S. district judge sentenced?Ira Rubin to three years in prison after the 54-year-old man pleaded guilty in January to helping PokerStars, Full Tilt Poker and Absolute Poker hide transactions and engage in illegal gambling, money laundering and other offenses.

While the?Obama administration has taken aim at shady offshore poker sites, its new interpretation of a Kennedy-era law has created a state of confusion over whether online poker is technically legal in the U.S.

In December, the?Justice Department reversed its decades-long view of the Wire Act, which presumably banned all forms of online betting, including poker. In its announcement, the?department said it now sees the law as prohibiting gambling on sports events, but not games such as poker that the bettor plays.

Complicating matters is the 2006 Unlawful Internet Gaming Enforcement Act, which bans businesses from accepting and processing online gambling transactions.

Combined with the new Wire Act doctrine, current guidelines technically would allow online poker sites to operate domestically, but the letter of the law makes it illegal for banks and other institutions to make payouts, accept deposits into online accounts or otherwise do business with Internet poker firms.

Whether the?Justice Department would prosecute in such cases, given its new take on the Wire Act, also remains unclear.

?It?s an open question whether someone could open a U.S.-based poker site that accepts real money,??Mr. Pappas said.

Even the head of the nation?s largest gaming trade group, which presumably could take a financial hit via expanded online poker, is urging lawmakers to puts their chips on the table and clear up the growing confusion.

?There?s a real problem. Right now, there are still about 2,000 offshore websites accepting bets from 10 [million] to 15 million Americans every year for playing poker,??Frank J. Fahrenkopf Jr., president of theAmerican Gaming Association (AGA), told The Washington Times in a wide-ranging interview this week. ?We need a federal statute that will legalize just online poker. These offshore websites don?t care about consumer protections, don?t care about underage gaming and don?t care about people who can?t gamble responsibly.?

Several members of?Congress, such as Rep. Joe Barton, Texas Republican, have proposed bills that would expressly legalize and regulate online poker.

?Internet poker isn?t a crime. It is a game of skill, and it shouldn?t be outlawed,? Mr. Barton told the Fort Worth Star-Telegram this month.

In the Senate, Majority Leader Harry Reid, Nevada Democrat, and Sen. Jon Kyl, Arizona Republican, reportedly will soon introduce similar legislation, though neither will discuss it right now.

A spokesman for Mr. Kyl declined to comment, and a call to Mr. Reid?s office seeking a statement was not returned.

On the surface, it may seem as if?AGA members should be vehemently opposed to an expansion of domestic online poker, which, theoretically, could take business away from traditional casinos.

Some, such as casino magnate and major Republican donor Sheldon Adelson, remain critical of it, but that isn?t the case with everyone,?Mr. Fahrenkopf said.

Companies such as Caesar?s, he said, could jump on the Internet poker bandwagon, in the process offering players the security of a world-renowned name in gambling standing behind their money to ensure fair games, timely payouts and no fraud.

Analysts say Internet poker offers newcomers the chance to learn the game at very low stakes and, at least in the short term, online games won?t siphon customers from casinos.

?Internet poker and brick-and-mortar poker are compatible,??Mr. Pappas said.

While that may be true for the foreseeable future, others question whether online gambling eventually could pose serious problems for?Mr. Fahrenkopf?s members in Las Vegas, Atlantic City and elsewhere.

?What you might find over a generation or so is that it may have a dramatic impact. As this current generation of young people mature and become increasingly used to gaming online, they may choose different venues,? said Bill Eadington, director of the Institute for the Study of Gambling and Commercial Gaming at the University of Nevada at Reno. ?It?s a new environment, and nobody is quite sure how it?s going to pan out.?

http://www.washingtontimes.com/news/2012/jul/26/online-poker-fans-ready-to-deal/?page=all#pagebreak

Source: http://www.publicgaming.com/index.php?option=com_content&view=article&id=11516:online-poker-fans-ready-to-deal&catid=907:poker&Itemid=136

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Friday, July 27, 2012

S&P revises Chicago O'Hare Airport outlook stable from positive

(Reuters) - Standard & Poor's Ratings Services on Friday revised its outlook on some Chicago O'Hare International Airport bonds to stable from positive over concerns about a $2.3 billion modernization program and broader economic uncertainties.

The credit rating action affects third-lien general airport revenue bonds and stand-alone passenger facility charge bonds, both of which are rated 'A-minus.'

Firm financial plans for the modernization project "are not likely to be finalized until 2014 or later," said S&P credit analyst Joseph Pezzimenti in a statement on the reasons for the change in outlook.

S&P also said that the sluggish economy and volatile fuel prices could stagnate the number of passenger boardings and limit revenue from passenger facility charges.

There is also uncertainty over what form American Airlines Inc. will take once the company exits bankruptcy, S&P said.

The airport could see bond ratings cut in the next two years if costs for the modernization project aren't contained, if the project disrupts operations or if the number of passengers boarding planes drops significantly, S&P said.

(Reporting By Hilary Russ; Editing by Will Dunham and Diane Craft)

Source: http://news.yahoo.com/p-revises-chicago-ohare-airport-outlook-stable-positive-223158857.html

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Monday, July 23, 2012

Why Consider Small Business Marketing Services

In the world of business, it takes more than a good product to attract clients. You should also know how to promote your products and services. So if you are planning to setup your own business, you should consider looking for small business marketing services. This will help you find the best solution to make your business soar. In today's cutthroat competition, you need an effective marketing strategy right from the start. Marketing plan is just a jumpstart. The methods you use or how you will implement your plans will matter most.

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Understanding the importance of marketing

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Most people think marketing is the direct selling of a product. They fail to recognize it goes far beyond that.

Smart marketing solution has three different functions: advertising, branding, and sales. Employing small business marketing services can help you reach these goals.

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Small business Internet marketing

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Online marketing is one of the most effective strategies today. It is also the simplest way of promoting a business. The main goal here is to improve brand visibility and business reach by launching several online marketing campaigns. The first step is to create a well-designed and user friendly website. They should look professional to gain the trust of the viewers. Another thing is implementing SEO. Your website should be SEO-friendly to gain top result and visibility in major search engines like Google, Yahoo, or Bing.

This will give you strong online presence and focus on your target market.

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Google is still on top, but it is also changing every day. You need to keep up with these changes. Otherwise, it will be hard to improve your rankings. This is also the reason web developers need to use different optimization strategies.? If you are considering this option, make sure your provider is using organic SEO methods to keep your good ranking and credibility on search engines.

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They should also apply Google's webmaster guidelines and other search engine policies. These will help you improve your ranking and increase site traffic. Remember, some procedures may cause damages to your website. Make sure to apply legitimate procedures to gain better results. These procedures usually include article submission, link building, and dropping links. Your content should also be relevant to product and services you are offering.

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Print ads

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Some people think print ads are no long effective. It is true that Internet marketing is the most effective way of promoting products and services. This, however, doesn't mean you should ignore the importance of print advertisements. You should have an effective strategy for both. Apart from newspapers and magazines, there are more materials you can use. These include catalogues, leaflets, and company brochures. These materials can also help increase brand recall and your business sales.

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Hiring small business marketing services will greatly help your effort in producing these materials. They may handle the designs, concepts, and distribution strategies. They may even help you launch special promotional programs to boost your marketing campaign.

Source: http://marketing-service.ezinemark.com/why-consider-small-business-marketing-services-7d3732451ea2.html

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Syria revolt reaches Aleppo; rebels target cities

BEIRUT (AP) ? Riding a wave of momentum, Syrian rebels made a run on Aleppo Saturday in some of the fiercest fighting seen in the country's largest city, which has been a key bastion of support for President Bashar Assad over the course of the 17-month-old uprising.

The rebels also took over a third border crossing ? and the second one along Syria's frontier with Iraq ? another sign the regime's tight grip on the country is wobbling.

The fighting in Aleppo comes on the heels of intense clashes in the capital, Damascus, as rebel forces target the pillars of regime power in their attempts to usher in what they hope will be the end of Assad's rule.

"There were huge explosions and the gunfire didn't stop for several hours," Aleppo-based activist Mohammad Saeed told The Associated Press via Skype. "The uprising has finally reached Aleppo."

The city has remained largely loyal to Assad and been spared the kind of daily bloodshed that has plagued other areas.

But Saeed said dozens of fighters from the rag-tag Free Syrian Army entered Aleppo ? a commercial hub ? from the countryside and were fighting regime troops from inside.

It was the first sustained fighting in the city center, focused on the Salaheddine district, although there have been protests in Aleppo and violence on the outskirts.

The rebels have put the regime on the defensive after a week of battles in the capital, Damascus, including a bombing that struck at the heart of the regime, killing four high-level government officials. The coming days will be crucial to determining whether the regime can recover from the blows, which have punctured the sense that Assad's hold on the country is impenetrable.

Rebels also took over the Syrian side of the border crossing at the Iraqi town of Rabiya, 520 kilometers (320 miles) northwest of Baghdad, according to Atheel al-Nujaifi, the governor of Iraq's Ninevah province.

Iraqi officials said rebels tore up and shot at posters of Assad but did not face any resistance from regime authorities who surrendered the sprawling, dusty border crossing peacefully. Iraqi officials quickly barricaded the crossing and ordered additional troops to secure the area.

Rebels also seized the Syrian side of the border crossing at the Iraqi border town of Qaim on Thursday. Rebels also attacked a remote Syrian military post near the border on Thursday, killing 21 soldiers, and overran a border checkpoint with Turkey last week.

French Foreign Minister Laurent Fabius warned Assad to prepare to leave.

"Bashar Assad's regime is condemned by his own people, who show great courage," Fabius said. "It's time to prepare for the transition and the day after."

He also encouraged the opposition ? which is fractious and beset by infighting ? to unite.

"It's time for the opposition to get started on taking control of the country," he said. "We want the rapid formation of an interim government that will be representative of the diversity of Syrian society."

Damascus and Aleppo are both home to elites who have benefited from close ties to Assad's regime, as well as merchant classes and minority groups who worry their status will suffer if Assad falls.

But for months, rebels have been gaining strength in poorer towns and cities in the Aleppo countryside, gaining footholds near the Turkish border.

Anger has been building inside Aleppo at the government's deadly crackdown on the uprising and in recent months, huge anti-government demonstrations have broken out, particularly among students at Aleppo University.

In May, Syrian forces stormed student dormitories during an anti-government protest at the university, firing tear gas and bullets in an hours-long siege that killed four students and forced the closure of the state-run school.

An amateur video posted online by activists showed Aleppo residents walking with bags of belongings or packing into cars and driving away.

Another video showed protesters pounding an iron bust of Assad's late father, Hafez, with rocks in an attempt to break it. The videos could not be independently verified.

Activists and residents reported relative calm in Damascus on Saturday, although sporadic gunfire and explosions could be heard.

Two residents who did not want to be identified for safety reasons said by telephone that the fighting peaked between 1 a.m. and 3 a.m. local time.

One of the residents said most shops in the capital were closed Saturday and traffic was light.

Authorities have set up checkpoints at the entrances of Damascus in an effort to separate it from rebellious suburbs, and the resident said many grocery stores and vegetable vendors were unable to get supplies.

Piles of rubbish were starting to pile up in many parts of the city.

"The tension is palpable, people are scared about what might be coming," the resident said by telephone from the upscale middle class Mazzeh district. "A lot of people are just staying at home."

The Britain-based Syrian Observatory for Human Rights and a Damascus-based activist said two people were found dead in the Midan district after regime forces stormed their apartment. The activist, who gave his name as Omar al-Dimashqi, said the pair had been stabbed with knives, but that could not be independently confirmed.

Syrian forces recaptured the battle-scarred neighborhood on Friday and proudly showed reporters the dead bodies of rebel fighters lying in rubble-strewn streets.

The fighting in Damascus has sent thousands of Syrians pouring into neighboring Lebanon and Iraq.

Iraqi officials said about 1,000 nationals had left in eight flights from Damascus over the last two days to escape the escalating civil war. An estimated 5,000 more has poured through a land crossing by Saturday, despite the rebel takeover of a major Syria border post farther north.

Capt. Saad al-Khafaji of the state-owned Iraqi Airways said Iraqi authorities sent four airplanes to Damascus airport Saturday to evacuate Iraqis stranded in the Syrian capital.

"The planes are waiting for Iraqi passengers, but few are showing up at Damascus airport," he said, adding it was due to difficulties in reaching the airport because of the violence.

Also Saturday, U.N. Secretary-General Ban Ki-moon said he is sending U.N. peacekeeping chief Herve Ladsous to Syria to assess the situation.

The U.N. Security Council unanimously approved a resolution Friday renewing the 300-strong U.N. observer force in Syria for 30 days. The resolution was a lifeline for the unarmed observers who were sent to Syria three months ago to monitor a cease-fire that never happened.

Ban urged all sides to stop the violence, but he singled out the Syrian government, saying it must "stop the killing and the use of heavy weapons against the population centers."

___

Associated Press writers Qassim Abdul-Zahra and Sameer N. Yacoub contributed to this report from Baghdad.

Source: http://news.yahoo.com/syria-revolt-reaches-aleppo-rebels-target-cities-183627382.html

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Sunday, July 22, 2012

Uribe breaks out as Dodgers top Mets

By MIKE FITZPATRICK

AP Sports Writer

Associated Press Sports

updated 5:44 p.m. ET July 21, 2012

NEW YORK (AP) - Juan Uribe pulled on his shirt, broke into a grin and said, "Hallelujah!"

Uribe snapped out of a long slump with a homer and four RBIs, Chris Capuano pitched seven solid innings against his former team and the Los Angeles Dodgers defeated the staggering New York Mets 8-5 on Saturday.

"It was really great to see him get a couple of big hits tonight, especially that big one in the ninth," Capuano said.

Uribe hit an early two-run double to end a 1-for-38 slide. He added a two-run homer in the ninth inning off 13-game winner R.A. Dickey, making his first relief appearance since April 2011 to help an overtaxed Mets bullpen.

Matt Treanor also stopped a slump with a run-scoring hit and the Dodgers won their third straight following a 1-7 skid. Matt Kemp had an RBI triple and Capuano (10-5) struck out nine for his first victory in seven career starts against the Mets.

"Pretty much the same Cap. He just kind of keeps going," Dodgers manager Don Mattingly said. "That's pretty much what we've been getting every time out."

Los Angeles chased 41-year-old spot starter Miguel Batista (1-3) after three innings, getting into baseball's worst bullpen early for the second consecutive game. Both times, the Dodgers built a comfortable cushion and held on at the end.

Ronny Cedeno homered for the Mets (47-47), who have lost eight of nine to fall back to .500 for the first time since they were 13-13 after play on May 4. Before the game, they put struggling ace Johan Santana on the 15-day disabled list with a sprained right ankle, a move also meant to recharge his surgically repaired left shoulder.

"My shoulder is fine. I don't have any problems with it," Santana said. "I feel fine. It's just that you've got to (have) time to recover."

Capuano went 11-12 with a 4.55 ERA for New York last season, proving he was healthy enough to warrant a $10 million, two-year contract from the Dodgers. He came in 0-5 with a 5.86 ERA against the Mets, but held them to three runs on eight hits and a walk.

"I just had a great experience here last year, and I love the ballpark," Capuano said. "I've really enjoyed coming back."

Pinch-hitter Daniel Murphy delivered an RBI triple in the eighth off Ronald Belisario and scored on a groundout by pinch-hitter Kirk Nieuwenhuis to cut New York's deficit to 6-5.

James Loney singled with two outs in the ninth off Dickey, and Uribe drove a knuckleball to left for his second home run this season. He came off the disabled list June 11 after missing 28 games with a strained left wrist.

"Lucky today," Uribe said about his home run. "I feel good when I help my team win the game."

Dickey threw 111 pitches over 7 1-3 innings Thursday in Washington to improve to 13-1. Mets manager Terry Collins said Friday night he might use Dickey in relief late Saturday, his regular throw day between starts.

"I salute him for going in there. It's certainly something he's not used to doing, but that's the kind of guy he is - if you need me, I'll be there for you," Collins said.

Dodgers closer Kenley Jansen walked two in the ninth before striking out Scott Hairston for his 18th save.

Batista, who pitched in relief Wednesday, took Dillon Gee's turn and made his fifth start of the season. Gee had surgery last week to patch an artery in his pitching shoulder after a blood clot had formed there.

Working from the stretch even with the bases empty, Batista walked three batters in the first inning and gave up an RBI single to Loney.

Uribe, who began the day batting .186, hit a two-run double to right on a 1-2 pitch with two outs in the third. He also walked twice, and scored three runs for the first time since May 29, 2010.

"It was a big day for him and for us, obviously," Mattingly said. "It's just nice for him to feel like he's a part of it."

Luis Cruz added a run-scoring single to make it 4-0.

Batista was pulled for a pinch-hitter after throwing 81 pitches through three innings.

"It's hard when you haven't started a game in 61 days," he said.

It marked the second consecutive game in which the Mets' starter never even came to bat. Santana was yanked after three innings and 72 pitches Friday night. He allowed six runs and seven hits in a 7-6 loss, dropping to 0-3 with a 13.50 ERA in his past three outings - the worst stretch of his career.

"We've got to start getting some length out of our starters," Collins said.

Treanor snapped an 0-for-23 drought with a two-out RBI double in the fifth off Jeremy Hefner that extended the lead to 6-2.

NOTES: Treanor started behind the plate for the second consecutive game. Dodgers C A.J. Ellis had an MRI that revealed only inflammation in his left knee. Mattingly said Ellis will play Sunday in the series finale if he's cleared by the doctor. ... RHP Chad Billingsley (elbow) felt fine after Friday's bullpen session and is on track to start Monday night in St. Louis. ... Los Angeles welcomed 96-year-old Mike Sandlock to the game. The oldest living Dodger (as well as Brave, Pirate and Phillie), Sandlock was a catcher for Brooklyn in 1945 and `46. He was given a Brooklyn Dodgers cap by Mattingly. ... The Mets are 4-11 in July. ... Hefner was recalled from Triple-A Buffalo before the game. ... New York will recall RHP Elvin Ramirez from Buffalo on Sunday.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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A Triple Crown trajectory

DeMarco: Andrew McCutchen is on a Triple Crown trajectory and is surprisingly the ?Pittsburgh Pirates' only real weapon.

Source: http://nbcsports.msnbc.com/id/48271595/ns/sports-baseball/

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Saturday, July 21, 2012

Can't Trace Calls and Text Messages? With Reverse Cell Phone ...

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Continuing Minds ? Check your insurance coverage as hurricane ...

June 15th, 2012
Check your insurance coverage as hurricane season arrives
by

Craig Guillot

As we near the most active part of the Atlantic hurricane season, homeowners in coastal areas should take a closer look at their insurance coverage. Unlike traditional homeowners insurance, the windstorm or hurricane part of a policy carries a higher deductible that can be as much as 5 percent of the home?s value. Having the right insurance in place, and the funds to cover the deductible, can make a world of difference in recovering from a storm.

Hurricanes trigger higher deductibles

While traditional homeowners insurance policies often have a set deductible ranging from $500 to $5,000, hurricane deductibles are usually based on a percentage of the homes value, says Michael Barry, vice president of Media Relations for the Insurance Information Institute. This often ranges from 1 to 5 percent. It can really be a significant sum of money,? says Barry. ?If your house is insured for $200,000, you would be on the hook for $10,000 before your insurance kicks in.

Read: Hurricane?s coming, are you prepared?

For insurance purposes in most states, a hurricane deductible applies when a named storm strikes the area. A named storm is typically defined as a tropical storm that is named by the National Weather Service. Tropical storms have maximum sustained surface winds ranging from 39 to 73 miles per hour.

Barry, says unless theyve suffered damage before, many homeowners dont realize that they have separate hurricane deductibles.

Storm definitions vary by state and insurer

The fine line of what is covered by regular homeowners insurance and what is covered by hurricane insurance varies from state to state. Most insurers use their own triggers which determine when a hurricane deductible applies. Often, that is based on the severity of the storm, where it strikes and the time in which the damage occurs.

In some states (such as New York), some companies dont trigger a hurricane deductible until a storm reaches a Category 2. In others, such as Florida, it begins when the National Weather Service issues a hurricane watch or warning anywhere in the state. The trigger will typically end 72 hours after the warning ends or the storm has passed.

It really depends on the policy,? says Barry. ?Consumers need to look closely at their declaration page to find the deductible and theyll have to read deeper into the policy to find the trigger.

If its not listed in the details, Barry says you can also call your insurance company or agent and ask.

Separate deductibles for hurricanes were introduced in many states in 1992 following the $15.5 billion of insured losses from Hurricane Andrew. Since hurricanes have the potential to cause so much damage at once, insurers argued they wouldnt be able to remain in business and obtain reinsurance if consumers didnt bear a greater share of the costs.

Flooding not covered

Many homeowners are also not aware that floods, even those due to a hurricane storm surge, are not covered by homeowners insurance, says Mari Adam of Adam Financial Associates in Boca Raton, Fla. A recent survey by the Insurance Information Institute found that only 17 percent of American homeowners have flood insurance.

Adam says that flood insurance is relatively inexpensive and is only written through the FEMA-backed National Flood Insurance Program. According to FEMA, the average flood insurance policy costs around $600 per year.

Like life insurance, flood insurance is relatively inexpensive,? says Adam. ?You really need it if youre in a flood-prone or hurricane area because flooding can do a lot of damage.

Most flood policies take 30 days to go into effect, so its essential to act quickly before the peak hurricane month of August arrives.

Source: http://www.continuingminds.com/2012/07/21/check-your-insurance-coverage-as-hurricane-season-arrives/

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Friday, July 20, 2012

ELFA Survey of Equipment Finance Activity ... - World Leasing News

ELFA Survey of Equipment Finance Activity Finds Overall New Business Volume Grew in 2011

?Volume up 16.5% in 2011 following 3.9% growth in 2010

and declines in 2008 and 2009

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New business volume grew 16.5% in the equipment finance industry in 2011, according to the?2012?Survey of Equipment Finance Activity?(SEFA) released today by the Equipment Leasing and Finance Association.?The growth in volume surpassed the 3.9% increase reported for 2010, marking the second year of growth following a?30.3% decline in 2009 and a 2.2% decline in 2008. The SEFA, which is based on responses from 109 ELFA member companies, covers key statistical, financial and operations information for the $628 billion equipment finance industry.

?The?equipment finance industry helps a wide range of commercial businesses to acquire the equipment they need to conduct their business operations,? said William G. Sutton, ELFA President and CEO. ?The 2012 SEFA data show the equipment finance sector continued to gain momentum as the economy improved in 2011. More recent data collected in 2012 indicate that steady growth?is continuing, even amid a slow economic recovery.?

Survey highlights:

Key findings for 2011 as reported in the 2012 SEFA include:

  • Overall new business volume grew 16.5%, a significant increase over 2010 growth of 3.9%.
    • By market segment:?All market segments showed growth in volume, except for the smallest segment.?New business volume?fell 4.8% for the micro-ticket segment but grew 15.2% for the small-ticket segment, 21.8% for the middle-ticket segment and 10.2% for the large-ticket segment.
    • By organization type:?Independent equipment finance organizations saw the strongest increase?in new business volume (19.7%, up from 5.2% in 2010), with banks close behind at 19.3% (up from a 0.9% decrease in 2010). Captives saw their volume grow by 10.5% (down from 11.3% in 2010).
  • From an asset perspective,?the equipment types that saw increases in new business volume included agriculture; computer equipment; construction; furniture, fixtures and equipment; industrial/manufacturing; materials handling; printing and transportation. The equipment types that saw new business volume decline included medical; mining, oil and gas extraction; office machines; telecommunications and amusements.
  • Delinquencies and full-year losses (charge-offs) continued to decline.?Delinquencies in the overall portfolio were just 1.4% past due 31 days or more in 2011, the lowest in at least five years. Delinquencies remained an issue for certain industries, especially construction and printing. Charge-offs fell from 1.0% in 2010 to 0.4% in 2011.
  • Employment levels remained stable, although as portfolios improved, positions in collections declined and positions in bookings increased.
  • Given the current financial markets,?cost of funds declined significantly. Competitive pressure did drive pre-tax spreads lower in 2011, but still they remained higher than they were in 2008 and 2007.
  • Credit approvals increased, as did the percentage of those approved applications being booked and funded. Over 70% of overall credit applications were approved and just under 50% of submitted applications were booked.
  • Net income increased overall?in both dollar terms and as a percentage of total revenues. Return on average equity remained healthy at 15.5%. Return on average assets increased to 2.0%, returning to levels seen earlier in the decade.

About the Survey

The SEFA is the broadest compendium of industry data, comprising a representative cross-section of equipment lease and loan origination by product, structure and origination. It provides a baseline and benchmark for companies operating in the equipment finance space through a voluntary survey of ELFA member companies.

PricewaterhouseCoopers LLP administered the 2012 SEFA. The results were compiled from surveys sent to 327 eligible ELFA member companies in the first quarter of 2012. A total of 114 respondents representing 109 companies submitted 2011 U.S. domestic lease and loan data. The respondents include eight ELFA members in the 2011 Monitor Top 10 list of the largest U.S. equipment finance organizations and 35 ELFA members in the 2011 Monitor Top 50.

The data are presented by organization type (bank, captive, independent); market segment (micro-ticket, small-ticket, middle-ticket, large-ticket); organization?size (under $50 million, $50-$250 million, $250 million-$1 billion, over $1 billion); and origination business model (direct, vendor, third-party, mixed). For most categories, data is reported for the past two fiscal years, 2011 and 2010.

Equipment types financed, as explored in the?survey, include agriculture, aircraft, construction, computers, office machines, telecommunications, rolling stock, printing, medical, industrial, trucks and trailers and other equipment types.?Types of financing offered by the?equipment finance companies include tax-oriented finance leasing, short-term operating leases, leveraged leases, conditional sales agreements, off-balance sheet loans and tax-exempt leasing.

How to Access the Survey

Participation in the SEFA is a benefit of membership in ELFA. Member-respondents receive a complimentary copy of the Survey Report, as well as confidential Individual Company Data Sheets, which show the individual company?s statistics ranked against a peer group. Non-respondents may purchase the report fromwww.elfaonline.org/SEFA?(ELFA?members save 46%). Members of the press may request a copy by contacting Amy Vogt at?avogt@elfaonline.org.

About ELFA

The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $628 billion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its over 550 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers.?ELFA has been equipping business for success for more than 50 years. For more information, please visitwww.elfaonline.org.

Source: http://www.worldleasingnews.com/news/elfa-survey-of-equipment-finance-activity-finds-overall-new-business-volume-grew-in-2011/

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Thursday, July 19, 2012

Sally Beauty falls short of Wall St. forecast

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Source: http://news.yahoo.com/sally-beauty-falls-short-wall-st-forecast-230338042--finance.html

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Olympian Jennie Finch: The Best Mom Is a "Fit Mom"

Gold medalist and two-time Olympian Jennie Finch retired from softball in 2010, but the former pitcher has done anything but slow down. These days the busy mom of two young sons -- Ace, 6, and Diesel, 1 -- runs several softball camps and an academy, recently played in the All Star Legends & Celebrity Softball Game, authored an autobiography, Throw Like a Girl: How to Dream Big and Believe in Yourself, and not too long ago starred in The Celebrity Apprentice.

Source: http://www.ivillage.com/olympian-jennie-finch-best-mom-fit-mom/1-a-473293?dst=iv%3AiVillage%3Aolympian-jennie-finch-best-mom-fit-mom-473293

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Friday, July 13, 2012

Achieve and Implement a Positive Student Management System

It?s not that easy to be able to command a certain group of students. Actually, it will be more conducive for teachers to only have a few students in his or her care. But this is not always the case, not all schools have the money to fund such expensive task. That is the reason behind student management system; they are made to make sure that everything is just right. Not perfect but just enough to get the teachers and students enough room, students will now be able to learn from classes because they aren?t that many and teachers won?t be able to miss some students because he or she will be able to know which one is which thus paying more attention to them.

Because of the system that shall be provided a class will now be able to be a real class, not just a certain group of individuals entering a room, pretend to study and then leave. Being able to pinpoint which of the students are not doing well will help better not only that person but also the whole class. A curriculum is only effective if and only if most of the people using it aren?t hard-pressed but challenged because of it.

A student system will be better implemented if not only the teachers and the school establishment decides. It would be a positive move for everyone if the students, some representative maybe, are able to voice out their concerns and suggestions. Many of today?s students are advanced in thinking and can rationalise things not only for their own advantage but also those that is beneficial to everyone, students and faculty alike. If their voice are given notice there will be lesser complains and better relationships between everyone.

A system, a school system in particular, will only be effective if pursues upon by everyone that should be involved in it. So far there are some schools that struggle to implement a good student system but there are also schools that positively reinforce their system with the help of active and supportive student bodies and faculty members. Overall, if a certain management system does not work, you can always try another one, retain those that is effective and replace those that does not seem to work, thus a trial and error helps create a better student management system.

So don?t be afraid to try student management systems and experiment. Successful historical events have always had failures before them. The important thing is you learn and you are able to adapt. Listening helps a lot and being open minded can get you through those times when everything you try fails. Don?t let other peoples negative opinion impairs your judgment but if their reasonable enough their comments might help better the process that you want to achieve.

The author writes for http://www.bluegemexplore.com.au/ which provides information regarding Student Management Systems.

Source: http://toddsblogs.com/referenceandeducation/2012/07/12/achieve-and-implement-a-positive-student-management-system/

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Tuesday, July 10, 2012

Recharge your electric car just by taking a drive

2 hrs.

A technology that wirelessly transmits electricity to cars driving along concrete roads may encourage more consumers to embrace gas-free EVs.

Fear of running out of?juice while out and about has limited adoption of all-electric vehicles, according to the Detroit Free Press. Sales of the Nissan Leaf, for example, plummeted 69 percent in June from a year earlier.

Researchers at Toyohashi University of Technology in Japan recently demonstrated a proof-of-concept version of wireless technology that transmits electricity to a car?s tires through four inches of concrete.

The tires have steel belts that then?route the electricity to a battery or straight to the engine.

For now, the group is able to transmit 50 to 60 watts of electricity to life-sized automobile tires, enough to power a light bulb.

The electric power needs to be increased 100 times in order to be practical. Such a scale-up is technically and economically?feasible, the group noted.

The team presented the EVER project (electric vehicle on electrified roadway) at the Wireless Technology Park 2012 trade show earlier this month in Japan.

--via Gizmodo, PhysOrg, and Tech On!

John Roach is a contributing writer for msnbc.com. To learn more about him, check out his website. For more of our Future of Technology series, watch the featured video below.

Source: http://www.futureoftech.msnbc.msn.com/technology/futureoftech/recharge-your-electric-car-just-driving-down-road-871615

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Apple's iOS currently bags 65% of mobile Web traffic

Sorry, Readability was unable to parse this page for content.

Source: http://www.telecomtv.com/go/?ct=1&cid=48921

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Sunday, July 8, 2012

Quote of the Day (Taegan Goddard's Political Wire)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/237366051?client_source=feed&format=rss

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Putin, in flood zone, demands checks on warnings

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Source: http://news.yahoo.com/putin-flood-zone-demands-checks-warnings-001113335.html

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Big upset at cherry-pit spitting contest in Mich.

(AP) ? Ronn Matt's wife encouraged him to enter the annual International Cherry Pit Spitting Championship in southwestern Michigan on Saturday.

It's a good thing she did.

The 46-year-old Chicagoan pulled a big upset, winning the contest in his initial try and becoming the first champion not named Krause or Lessard in 20 years.

Matt spit a pit 69 feet at Tree-Mendus Fruit Farm near Eau Claire, just north of the Indiana border.

Owner Herb Teichman launched the tournament on a lark nearly four decades ago. It now attracts competitors from the U.S. and beyond, and has six divisions, including dignitaries.

Since 1992, members of the Krause and Lessard families have dominated the event.

Brian "Young Gun" Krause of Dimondale holds the world-record spit ? more than 93 feet ? and had won the past two years. But the 34-year-old finished fifth Saturday with a spit of 52 feet, 10 inches.

Krause's father, Rick "Pellet Gun" Krause, came in second with a spit of 61 feet, 2 inches. And Brian Krause's brother, Matt, earned a third-place finish with his 60-foot, 11-inch spit.

The tournament typically is timed to the start of the cherry harvest, but competition spokeswoman Lynne Sage said that due to an unusually warm spring, it's already complete. Saturday's installment was held in sweltering temperatures.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/aa9398e6757a46fa93ed5dea7bd3729e/Article_2012-07-07-Pit%20Spitting/id-a7ad0947bd55461c8561bdf9f0e52c8a

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Saturday, July 7, 2012

Inpatient mental health treatment - HEALTH, BEAUTY & FITNESS

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* Convenience. The acai berries can also be helpful for burning calories and reducing cholesterolone reason its this type of common component in weight- loss supplements for example Acai berry Inferno. Many years of research have proven that there? s a great symbiotic relationship between overall health and being crazily and hopelessly inlove. hospitals and almost 90 % of U. S. This is made to simply be utilized after normal expenses achieve the deductible, health that is usually much greater than the usual normal insurance policy. An expert contract or policy is released for their employer in order to the peoples group? s organizations. The Untouched Health Improvements health of Organic Chocolates People may go through regretful regarding their favorite chocolate, still the fact is that you will find occasions of the year when you might all admire in couple of areas of chocolate without realizing ill- effects. Some health insurance providers postpone coverage if their clients find struggling with a harsh illness or disease. Numerous ancestral lines coming out of this breeding program contain genes which cause such things as stylish dysplasia, luxating patella ( affecting the knee), progressive retinal atrophy, cataracts, cornael dystrophy and retinal dysplasia ( affecting your eyes). Palmitoleic inpatient mental health treatment acidity can also be essential for skin health. Are you currently also conscious of the numerous health advantages also supplied by the omega3 oils within this sea food? When anti- oxidants can circulate effectively, dangerous bacteria tight on time to develop within treatment the digestive system and create problems like irregularity or any other contaminant related issues.

Related Post Inpatient mental health treatment

This can keep the metabolic process at top speed, your digestive tract healthy as well as your body in peak performance. Jiu Jitsu is Oral health plan at reduced rates camouflages some kind of special qualities inside it. Robert Reed is really a Marketing Director within the health It? s totally natural, without utilization of any type of medication or machine to allow the body release harmful toxins and tension in the With this particular, it? health s expected that around 290, 000 smaller businesses in Florida is going to be achieved positive results. They administer Go and obtain your policy today. In India, many people choose family floater plan in order to ensure medical safety towards the entire family

Source: http://curryrecipe-jp.net/health-2/inpatient-mental-health-treatment/

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Netflix shares rise 14 pct to extend recent rally

(AP) ? Netflix shares surged by more than 14 percent Thursday as investors bet the growing popularity of the company's Internet video service will translate into higher profits.

THE SPARK: The gains extended a rally that began Tuesday after Citigroup analyst Mark Mahaney released an upbeat report on Netflix's future. Netflix CEO Reed Hastings then reinforced the good vibes by revealing that Netflix subscribers collectively watched more than 1 billion hours of video streamed over high-speed Internet connections in June.

That's a new monthly record for Netflix and may validate a decision to increase spending on licensing rights during the past two years to expand its Internet video library as it phases out DVDs. The 1 billion-hour milestone indicated Netflix's 26.5 million steaming subscribers worldwide are now watching an average of about 38 hours per month, up from 28 hours per month late last year.

The increasing usage of the video service suggests Netflix Inc. might have an easier time retaining existing customers.

THE BIG PICTURE: Netflix is still trying to recover from its decision last year to sell its streaming and DVD plans separately, a move that raised its prices by as much as 60 percent for U.S. subscribers that still wanted both formats. The change triggered mass customer cancellations and ignited an investor sell-off that caused Netflix's stock price to plunge by more than 75 percent.

The company, which is based in Los Gatos, Calif., is also trying to regain its footing financially. The spending spree on Internet video rights will likely saddle Netflix with an annual loss this year ? the first time that has happened in a decade.

THE ANALYSIS: The latest streaming data suggests Netflix's video service would rank as the seventh-most watched network among all broadcast- and cable-TV channels, according to BTIG Financial analyst Rich Greenfield. That's up from the 15th-most watched network in October, based on Greenfield's calculations.

As its service becomes more deeply immersed in more homes, Netflix may be able to attract even more subscribers.

But Wedbush Securities analyst Michael Pachter is worried TV and movie studios will increasingly see Netflix's commercial-free service as a threat to their lucrative sources of revenue from advertising and cable-TV fees.

If it appears Netflix is causing viewers to spend less time watching cable-TV channels and advertising-supported programming, Pachter suspects content providers will demand even higher licensing fees from Netflix to help make up the difference. That could force Netflix to accept lower profit margins and risk alienating subscribers with another price increase. Netflix currently charges $8 per month for its streaming service.

SHARE ACTION: Netlfix's stock gained $10.24 to $82.28 in afternoon trading. The shares have ranged from $60.70 to $304.79 during the past year.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-07-05-US-Netflix-Mover/id-e7937ed247674cfe883006e6fc65b1ca

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